Now live in 140+ countries

Global Payment
Infrastructure for
Modern Business

Paynectra gives businesses everything they need to accept payments online — from standard merchant processing and high-risk accounts to crypto gateways and multi-currency settlements.

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Trusted by 12,000+ merchants across 140 countries worldwide
Monthly Revenue ↑ 18.4%
$284,920
+$44,100 vs last month
Success Rate
98.7%
↑ 0.3% this week
Avg. Payout
$9,480
↑ Next: 2 days
Payment Approved
$1,240 · 2 seconds ago

Trusted by leading companies worldwide

$0 Annual payment volume processed
0+ Active merchants on the platform
0+ Countries and territories supported
0 Platform uptime SLA guaranteed
Payment Solutions

Everything your business needs to get paid

From day-one startups to enterprise-scale operations, Paynectra delivers the payment infrastructure that grows with you — across channels, currencies, and continents.

Global Payment Processing

Accept all major card networks — Visa, Mastercard, Amex, Discover — plus local payment methods across 140+ countries. One integration, worldwide reach.

Explore processing

High-Risk Merchant Accounts

We specialise in onboarding businesses that traditional banks decline. Forex, iGaming, nutraceuticals, adult entertainment, and subscription billing — all welcome.

View industries

Crypto Payment Gateway

Accept Bitcoin, Ethereum, USDT, USDC, and 50+ cryptocurrencies. Instant settlement in fiat or crypto, with real-time conversion at best-market rates.

Learn more

Chargeback Protection

AI-driven fraud detection and chargeback prevention tools reduce disputes by up to 85%. Dedicated dispute management team handles representment on your behalf.

View security

Multi-Currency Settlements

Hold balances in 35+ currencies, convert at interbank rates, and settle to your local bank account on a daily, weekly, or monthly schedule — all from one dashboard.

Explore currencies

Payment Links & Invoicing

Create shareable payment links in seconds — no code required. Send professional invoices, set up recurring billing, and accept payments from anywhere in the world.

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How It Works

From sign-up to first payment in 48 hours

Our streamlined onboarding gets your business processing payments faster than any other gateway. No lengthy paperwork. No hidden complexity.

01

Create Merchant Account

Complete our quick online application in under 10 minutes. Our risk team reviews your business and responds within 24 hours.

02

Integrate the Gateway

Choose from our hosted payment page, direct API integration, or pre-built plugins for Shopify, WooCommerce, Magento, and more.

03

Start Accepting Payments

Go live and start accepting cards, crypto, and local payment methods from day one. Your dedicated account manager is always available.

04

Scale Your Business

As your volume grows, Paynectra scales with you — better rates, more payment methods, advanced analytics, and enterprise support tiers.

Developer First

A payment API built for developers

Clean RESTful API, comprehensive SDKs in 10 languages, and 200+ pages of documentation. Integrate in hours, not weeks.

Instant Sandbox

Full test environment with simulated payments, webhooks, and edge-case scenarios — no real money needed.

Real-Time Webhooks

Get instant event notifications for every payment state change, dispute update, or settlement — with automatic retries.

SDKs for Every Stack

Official libraries for Node.js, Python, PHP, Ruby, Java, Go, .NET, Swift, Kotlin, and React Native.

create_payment.js
1const Paynectra = require('Paynectra');
2
3// Initialise with your secret key
4const client = new Paynectra.Client({
5   apiKey: process.env.Paynectra_SECRET
6});
7
8// Create a payment intent
9const payment = await client.payments.create({
10   amount: 4999, // in cents
11   currency: 'usd',
12   customer_id: 'cust_8KjxP2Qz',
13   description: 'Order #10042',
14   metadata: { order_id: '10042' }
15});
16
17console.log(`Payment created: ${payment.id}`);
18// → Payment created: pay_1Nk9xZL7ePq3M
Security & Compliance

Bank-grade security, built into every transaction

We take security as seriously as you do. Paynectra is fully PCI DSS Level 1 compliant and employs layered security across every component of our infrastructure.

PCI DSS Level 1

Highest certification tier

256-bit Encryption

All data in transit & at rest

AI Fraud Monitor

Real-time transaction scoring

3D Secure 2.0

Strong customer authentication

Industries

Payment solutions for every vertical

Whether you operate in a conventional industry or a high-risk niche, Paynectra has the acquiring relationships and compliance expertise to process your transactions.

Ecommerce & Retail

Complete checkout experiences — from carts to subscriptions. Reduce cart abandonment with one-click payments and local methods.

Forex & CFD Trading

High-volume processing for FX brokers and trading platforms. Competitive rates, fast deposits, and chargeback management built for the industry.

iGaming & Casinos

Licensed solutions for online casinos, sports betting, and poker platforms. Rapid player deposits, fast withdrawals, and robust KYC/AML compliance.

Travel & Hospitality

Dynamic currency conversion for international travellers. IATA-compliant processing for airlines, OTAs, and tour operators worldwide.

SaaS & Subscriptions

Recurring billing that scales. Smart retries, dunning management, proration, and usage-based billing — reducing involuntary churn automatically.

Marketplaces & Platforms

Split payments, hold-and-release escrow, and multi-party payouts. Empower your sellers with instant onboarding and compliant sub-merchant processing.

Pricing

Transparent pricing, no surprises

Simple, predictable pricing that scales with your business. No setup fees, no monthly minimums on Starter. Cancel any time.

Starter

2.9% + 30¢ per transaction

Perfect for new businesses and individual sellers getting started with online payments.

  • Global card acceptance
  • Hosted payment page
  • Basic fraud protection
  • Email support (48h SLA)
  • Developer API access
  • Dedicated account manager
  • Custom checkout branding
  • Priority dispute handling
Get Started Free

Enterprise

Custom

Negotiated rates and custom SLAs for high-volume businesses processing $500K+ monthly.

  • Everything in Business
  • Negotiated transaction rates
  • Custom SLA (99.99% uptime)
  • Dedicated infrastructure
  • 24/7 phone support
  • On-site integration support
  • High-risk account available
  • Custom compliance support
Contact Sales
Testimonials

Merchants who trust Paynectra

Don't just take our word for it. Here's what businesses across industries say about our payment infrastructure.

"Switching to Paynectra was the best decision we made last year. Our approval rates jumped from 74% to 91% overnight, and the chargeback protection alone paid for itself in the first month."

JM
James Morrison
CEO, Meridian Store

"As a Forex broker, we struggled for years to find a reliable payment partner. Paynectra got us approved within 48 hours and their deposit failure rate is virtually zero. Our traders love it."

AL
Anika Larssen
CFO, Orbis Markets

"The API is genuinely a pleasure to work with — clean, well-documented, and the Sandbox mirrors production perfectly. We had our SaaS product integrated in under two days."

SR
Samuel Reeves
CTO, Crestline SaaS
FAQ

Frequently asked questions

Everything you need to know about Paynectra. Can't find an answer? Contact our team.

Standard merchant accounts are typically approved within 24–48 business hours. High-risk and complex applications may require 3–5 business days depending on the industry and documentation required. Once approved, integration can be completed in as little as a few hours using our hosted payment page or within 1–2 days for full API integration.
Industries classified as high-risk typically include Forex and CFD trading, online gaming and casinos, adult entertainment, pharmaceuticals and nutraceuticals, travel and ticketing, subscription billing, cryptocurrency exchanges, and certain e-commerce categories with historically high chargeback rates. Paynectra specialises in these sectors and maintains acquiring bank relationships specifically for high-risk merchants.
Settlement schedules vary by account type. Starter accounts receive payouts on a T+3 rolling basis (3 business days after the transaction). Business accounts are eligible for T+2 or T+1 settlement. Enterprise accounts can negotiate same-day settlement for qualifying transaction volumes. You choose the payout currency and receiving bank account from your dashboard.
Paynectra supports Visa, Mastercard, Amex, Discover, JCB, and UnionPay for card payments. We also support Apple Pay, Google Pay, PayPal, SEPA Direct Debit, ACH transfers, BACS, SOFORT, iDEAL, Klarna, and 50+ local payment methods worldwide. For cryptocurrency, we accept Bitcoin, Ethereum, USDT, USDC, XRP, Litecoin, and 45 more assets. We settle in 35 fiat currencies.
Our AI-powered fraud engine scores every transaction in real time, flagging suspicious patterns before they become chargebacks. For disputes that do occur, our dedicated chargeback team handles the entire representment process on your behalf — gathering evidence, preparing responses, and submitting to the card network. Business and Enterprise plans include automated chargeback alerts via Verifi and Ethoca to stop disputes before they are formally filed.
Yes. Paynectra is a certified PCI DSS Level 1 Service Provider — the highest level of payment security certification. This means your customers' card data is handled by an infrastructure that undergoes annual audits by a Qualified Security Assessor (QSA). Merchants using our hosted payment page or tokenisation API benefit from this compliance umbrella, significantly reducing your own compliance scope.

Start Accepting Payments Worldwide Today

Join 12,000+ businesses that trust Paynectra to power their global payment infrastructure. Get approved in 48 hours.