Paynectra's onboarding process is designed to be fast and painless. Most standard merchant accounts are approved and live within 48 business hours. Here's exactly what to expect.
Fill in our online merchant application form — it takes under 10 minutes. Tell us about your business, industry, and expected monthly volume. No upfront payment required.
Our risk and compliance team reviews your application, verifies your identity documents, and assesses your business model. You'll hear back within 24–48 hours for standard accounts.
Once approved, you receive your API keys and dashboard access. Integrate using our hosted payment page (same day) or full API integration (1–2 days). Your account manager is on hand throughout.
Start accepting real payments immediately. As your volume grows, your rates improve. Upgrade to Business or Enterprise when ready — no service interruption.
Having your documents ready speeds up approval significantly. Here's a standard checklist for most merchant applications. High-risk businesses may need additional compliance documentation.
Passport or national identity card for all directors and beneficial owners (25%+ shareholding).
Certificate of incorporation and latest confirmation statement from Companies House or equivalent.
Recent utility bill or bank statement dated within the last 3 months confirming the registered address.
A functioning website with clear product/service descriptions, pricing, privacy policy, and refund policy visible.
Business bank account details in the name of the company for settlement payouts.
3 months of recent processing statements from any previous payment provider. Required for high-risk accounts; optional but helpful for standard accounts.
Have questions about what's needed for your specific industry? Contact our team or check the FAQ for common onboarding questions.